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Housing Crisis

The Great Depression vs. Credit Crisis Comparisons

Over the past 100 years, the two main economic eras usually discussed as the most negative or turbulent times were The Great Depression (1929 - 1939) and the Credit Crisis (2007 onward). While some economists and financial analysts believe that the Credit Crisis officially ended in 2012 or 2013, others have suggested that the Credit Crisis continues onward today in spite of near record stock and real estate prices. During the first 10 months of 1930, an estimated 744 banks failed. Over the entire span of the 1930s, a total of 9,000 banks failed. In the most troublesome economic year…
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How FHA Boosts Housing

FHA continues to be the largest insurer of residential loans in the entire world. The emergence of the FHA (Federal Housing Administration) agency out of the depths of The Great Depression (1929 - 1939) in 1934 continues to play a major role in the funding and acquisition of properties even today. Just like how FHA and the FDIC were created to help save the banking system and housing market during the busting 1930’s decade, these two government entities were enhanced to save and boost the financial and real estate markets yet again in 2008 with increased insurance limits (i.e., FDIC…
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3D Home

The Evolution of 3D Printed Homes

Your real estate license can be a future career asset as technology improves home building.  While the evolution of 3D printed homes gains momentum, housing prices may decrease and become more affordable for many people throughout California.  This could lead to a substantial advantage for real estate agents. Technological advances have grown at a compounded rate as we move forward through the 21st century. While many consumers today are well aware of the truly revolutionary designs in high tech world as seen with fancy smartphones, digital tablets, and impressive new car designs, there are people working in the home construction…
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California Home Prices

21st Century Home Price Changes

For the first time in California’s entire history, the median home price surpassed $600,000 in May 2018, according to data published by the California Association of Realtors. The $600,000 median home price for California was more than double the reported national median home price of $264,800.
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